health insurance coverage

For enrolment at a university in Germany, you have to provide a proof of health insurance. There are a large number of insurance providers in Germany, such as the Techniker Krankenkasse or the AOK. You can find an overview of the health insurance companies and the German insurance system here. 

You need to request a certificate from the statutory health insurance provider with whom you are insured personally or co-insured as a family member, or with whom you will be insured when you begin your studies.

If prospective students are privately insured or included in the private insurance cover of a family member, they need to seek exemption from compulsory insurance (exemption certificate) from a statutory health insurance provider. As a rule, exemption is certified by the health insurance provider with whom the student last had statutory health insurance. If you have never had statutory health insurance, other statutory health insurance providers also certify the exemption (e.g. TK or AOK). Certificates from private health insurance providers are not accepted by the University.

For the winter semester, if you are studying at the foreign partner university, an exception to this regulation is made for students who have their residence or habitual abode outside of Germany, according to § 5 para. 1 no. 9 SGB V (German Social Security Code). However, students are responsible for checking which health insurance regulations apply to the partner university. 

Travel health insurance cannot be accepted!

If you have any questions on this topic, please contact the International Office.