If you are not yet 30 years old or have already been registered at a German university for 14 semesters, then as a student you are subject to compulsory health insurance cover in accordance with SGB V (Social Security Code Vol. V), section 5, para. 1 (9).  On this point, the “Sächsische Hochschulfreiheitsgesetz” (Saxon education act governing university autonomy) prescribes in section 18 para. 2 (3) that enrolment is to be refused if the student does not furnish proof that s/he has health insurance cover or is exempt from statutory health insurance. Further details are set down in: Sozialgesetzbuch, Fünftes Buch - Gesetzliche Krankenversicherung (SGB V), Studentenkrankenversicherungsmeldeverordnung (SKV-MV) (Vol. Five of the Social Security Code – statutory health insurance: student health insurance disclosure ordinance).

You need to request this certificate from the statutory health insurance provider with whom you are insured personally or co-insured as a family member, or with whom you will be insured when you begin your studies.

If prospective students are privately insured or included in the private insurance cover of a family member, they need to seek exemption from compulsory insurance (exemption certificate) from a statutory health insurance provider. As a rule, exemption is certified by the health insurance provider with whom the student last had statutory health insurance. If you have never had statutory health insurance, other statutory health insurance providers also certify the exemption (e.g. AOK). Certificates from private health insurance providers are not accepted by the University.

If you or the family member with whom you are co-insured change to another health insurance provider, a new health insurance certificate (in triplicate!) must be submitted immediately to the Admissions Office/International Office.

It should be noted that not providing the new health insurance certificate in accordance with section 18 article/para. 2 (3) in conjunction with section 21 article/para. 3 (1) of the Saxon Law Governing Higher Education of 10.12.2008 can lead to ex officio early exmatriculation.

Similarly, exmatriculation procedures can be initiated by the University if the student concerned does not meet his/her obligations towards the health insurance provider (e.g. payment of insurance contributions).

Students who have been granted a leave of absence continue to be covered by statutory health insurance in Germany even if an additional health insurance has been taken out for a stay abroad.

The University is under obligation to report your exmatriculation to the health insurance provider. Your health insurance provider will be happy to advise you regarding further health insurance cover.

The health insurance provider will inform the University if you do not meet your regular obligations to pay a contribution to your health insurance. In such cases, the University is under obligation to exmatriculate the student.

You will find additional information on health insurance for foreign students in our information from A-Z.

There are no special regulations.